Praecip
For parents

School fees, paid honestly.

Bursaries you may not know about. Installment plans the school will quietly agree to. Employer and SACCO schemes that beat any bank. And, only when it actually fits, regulated fee loans, read with eyes open.

Not financial advice. Praecip is not a lender, broker or financial adviser, this page is general education-finance information. Loan terms and regulation are set by the provider and the Bank of Uganda.

See schools offering bursaries Compare all finance options

Where Praecip sits

An information layer, not a lender.

What we do

Surface bursaries that schools list on their own profiles, explain finance options in plain language, and point families toward vetted regulated providers when relevant.

What we do not do

We are not a lender, broker or financial adviser. Praecip does not issue loans, charge interest, hold money or guarantee any outcome with any provider.

How we make money

Bursary content is free goodwill. Where we eventually refer parents to regulated finance partners, the partner pays a referral fee, never the family. No partner is featured before it is vetted.

Pay the fees, in order

Six ways to pay, cheapest first, riskiest last.

The order matters. Exhaust the goodwill options before you reach for a regulated loan, borrowing makes sense, but it should be the last move, not the first.

Start here

Bursaries & scholarships

The cheapest fees are the ones you do not have to pay. Many Ugandan schools offer academic, sibling, sports, MDD or new-entrant bursaries, and most parents never hear about them. Start here.

Start here

Installment plans with the school

A direct conversation with the bursar is free, leaves no debt trail and keeps the relationship clean. Several schools formally allow termly fees to be paid in instalments, ask before you borrow.

Start here

Employer education benefits

Government, NGO, mission and many private employers run education benefits, direct payment, subsidies, lump-sum or interest-free advances. HR rarely volunteers them; you have to ask.

Worth checking

SACCOs & cooperatives

For members, SACCOs are usually the cheapest formal lender, lower interest, more patient terms, repayment that respects the school calendar. Pre-saving for school fees inside the SACCO costs nothing.

Worth checking

Family, church & community support

Old-students associations, parish bursaries, mosque committees and extended-family education funds quietly carry many Ugandan students through. It is not a weakness to ask, it is how the system works.

Regulated · use with care

Regulated fee loans

Bank- or microfinance-issued school-fees loans, regulated by the Bank of Uganda. Useful as a last resort when the gap is small and the repayment plan is realistic, never as the first move.

Read the APR, total cost and late-fee schedule before signing. A short-term loan repaid over one term is very different from one rolled over for a year.

The cheapest fees are unpaid

Schools offering bursaries.

Bursaries surfaced from claimed Praecip school profiles. Always confirm the current year's eligibility, deadlines and award size with the school registrar.

Browse all schools

King's College Budo

Claimed

Wakiso · UNEB

  • Budo Old Boys BursaryAcademic

    Need-based scholarship funded by alumni; 12 awards per year.

  • Sports Excellence BursarySports

    Incoming S1 boys with national-level performance in rugby, cricket or athletics.

See fees & how to apply

Gayaza High School

Claimed

Wakiso · UNEB

  • GHS Old Girls BursaryAcademic

    Funded by the Old Girls Association; 10 awards per year.

  • Music & Drama BursaryMusic · Dance · Drama

    Recognising exceptional MDD ability at S1 entry.

See fees & how to apply

International School of Uganda

Claimed

Wakiso · IB

  • ISU Need-Based AidAcademic

    Up to 50% of tuition for high-achieving local students who otherwise could not attend.

  • Sibling DiscountSibling

    10% off second sibling, 15% off third.

See fees & how to apply

Aga Khan High School Kampala

Claimed

Kampala · Cambridge

  • AKES Need-Based AidAcademic

    Means-tested support of up to 60% of tuition.

  • Sibling DiscountSibling

    10% off for the 2nd child, 15% off for the 3rd.

See fees & how to apply

Greenhill Academy

Claimed

Kampala · Cambridge

  • Academic Excellence ScholarshipAcademic

    Up to 100% tuition for top entrants in Year 9.

  • Sports ScholarshipSports

    For nationally-ranked athletes in football, basketball, swimming.

  • + 1 more on the school profile
See fees & how to apply

Lycée Français Les Grands Lacs

Claimed

Kampala · French Bac

  • AEFE Bourse ScolaireAcademic

    Need-based aid for French-passport pupils via AEFE.

  • Sibling DiscountSibling

    15% off the second child.

See fees & how to apply

Namilyango College

Claimed

Mukono · UNEB

  • Old Boys BursaryAcademic

    Need-based; 15 awards per year.

  • Athletics BursarySports

    For top-ranked schoolboy athletes.

See fees & how to apply

Mt. St. Mary's Namagunga

Claimed

Mukono · UNEB

  • Diocesan BursaryAcademic

    Need-based for Catholic girls of strong academic record.

  • MDD BursaryMusic · Dance · Drama

    For exceptional Music, Dance & Drama talent at S1 entry.

See fees & how to apply

Bukalasa Anglican Minor Seminary

Claimed

Wakiso · UNEB

  • Diocesan Vocations BursaryAcademic

    Full subsidy for boys recommended by their diocese where family resources are insufficient.

See fees & how to apply

Salama School for the Blind

Claimed

Mukono · UNEB

  • Diocesan OVC BursaryAcademic

    Full subsidy for blind orphans and children whose families cannot meet fees.

  • Mobility Equipment GrantOther

    White canes and adaptive devices provided at no cost to families.

See fees & how to apply

Busoga College Mwiri

Claimed

Jinja · UNEB

  • Mwiri Old Boys BursaryAcademic

    Need-based, alumni-funded.

See fees & how to apply

Tororo Girls' School

Claimed

Tororo · UNEB

  • Tororo Old Girls BursaryAcademic

    Alumni-funded need-based scholarships.

See fees & how to apply

When you do need to borrow

Vetted partner financiers, coming soon.

We will only feature regulated lenders here once they have been vetted. Until then, this section stays empty on purpose, neutrality is the whole point.

Waitlist

No commercial lender is featured here yet.

When a Bank of Uganda–regulated provider clears our vetting, they will appear here with their regulator status shown next to their name, and parents will be referred only on an explicit, consent-gated basis. In the meantime, follow the order in the options above: bursary, installment, employer, SACCO, community.

Are you a regulated lender? Get in touch

Common questions

The honest answers parents ask us most.

Does Praecip lend money or arrange loans directly?
No. Praecip is an information layer. We do not lend, charge interest, broker or hold any money. Any regulated loan is issued by a Bank of Uganda–regulated provider, on their terms, not ours.
How do I know a school actually offers the bursary listed here?
Bursary entries are surfaced from the school's own profile on Praecip, claimed schools maintain them directly. Always confirm the current year's eligibility, deadlines and award size with the school registrar before applying.
Is borrowing for school fees a bad idea?
Not always, but it is rarely the first move. Talk to the bursar about an installment plan, check your employer's education benefits, and look at SACCO terms before you borrow commercially. When you do borrow, borrow the smallest amount you can repay inside one term.
What about the government students' loan scheme?
The Higher Education Students' Financing Board (HESFB) lends tuition for select degree and diploma programmes at the tertiary level, not for primary or secondary school fees. We cover it in detail in the University guidance section.
Are partner financiers vetted?
They will be. Right now no commercial lending partner is featured on Praecip, the section is a deliberate waitlist. When a regulated partner is added, they will be clearly labelled, and their regulator status will be shown alongside the name.

Start with the bursary, not the bank.

Browse schools that openly publish bursaries, talk to the bursar about instalments, and ask your employer and SACCO before you borrow commercially.

See bursary schools University guidance & HESFB

Not financial advice. Praecip is not a lender, broker or financial adviser. This page is general education-finance information for Ugandan families. Any loan is issued by a Bank of Uganda–regulated provider on their terms. Always read the full agreement before signing.

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